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Charles Hagedorn's avatar

Hello Fred. My late wife had a cousin who lived in a similar Lutheran senior care facility in Peoria, Illinois, and we visited him once. He took us on a tour and I remember being very impressed with the facility and the residents that we met.

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Fred First's avatar

Lutheran Senior Services (MO and IL) seems to be not entirely about profit. I think it will be a good fit.

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David Jenkins's avatar

Fred, I look forward to your commentary as you move on to Columbia. The MDVIP option for medical care is intriguing. My doctor is part of the Carilion System with an array of support from different testing procedures and accepts payment from my medical insurance provider. I am happy with the treatment I am receiving but will be interested in how MDVIP works for you. With the present expensive system of health care, it sounds too good to be true.

From AI:

Let’s explore concierge medicine, also known as direct primary care (DPC). These practices offer unlimited access to a primary care doctor for a flat fee. Here’s what you should know:

What Is Concierge Medicine?

Concierge medicine, or DPC, provides personalized medical care.

For a monthly or annual fee (around $80 per month on average), you get nearly unfettered access to a primary care physician.

Unlike insurance, DPC is not a replacement but an add-on to your existing health plan.

It covers a narrow range of services, so maintaining regular health insurance for specialized treatments or catastrophic care is essential.

Pros and Cons:

Pros:

Affordability: Ideal for chronic conditions with frequent doctor visits.

Unlimited primary care services.

Some employers offer DPC as a benefit alongside insurance.

Cons:

Not suitable for infrequent health care users.

Doesn’t replace insurance; you’ll still need it for specialized care.

Lacks consumer protections required by insurance regulators12.

Remember, concierge medicine can be a game changer for those with chronic illnesses, but it’s not a one-size-fits-all solution. Consider your needs and affordability when deciding whether to explore DPC

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Carl's avatar

Thanks for sharing this front seat view of your journey Fred. This should prove helpful to all who read it… including us young’uns who are still pretty youthfully exuberantly sure we will be carried out of our current home in a box.

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Fred First's avatar

I always said my next move you'd see my heelmarks in the dirt where they drug me away in protest. Now I see the necessity of trudging away under my own power, for my own good. The time does come, because we can't put our finger in that dike and stop the flow of it. Be well, and stay home long as you can. We have, and now it's time.

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